Effective Date: March 16, 2026
These Terms of Service ("Terms") govern the use of the Known mobile application and related services provided by Brisky Business, LLC ("Company," "we," "us," or "our"). By accessing or using the Service, you agree to these Terms. If you do not agree, do not use the Service.
You must be at least 13 years old to use the Service. By using the Service, you represent and warrant that you meet this requirement. If you are under 18 years of age, you agree to use the Service only as permitted by these Terms and applicable law.
To access certain features, you must create an account. You agree to:
Accounts are personal and non-transferable. You may not share, sell, or transfer your account or any account credentials to any other person. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. We are not responsible for any unauthorized access to your account resulting from your failure to safeguard your credentials.
Known is a subscription tracking and reminder tool designed to help users organize and monitor recurring subscriptions. The Service is provided for informational and organizational purposes only.
We do not guarantee that the Service will be available at all times or free from interruptions, errors, or data loss. We reserve the right to perform maintenance, apply updates, or make changes to the Service at any time without prior notice. We are not responsible for any loss of data, including user-provided subscription information, whether resulting from technical errors, bugs, accidental deletion, account termination, or any other cause.
Known does not connect to, access, or retrieve data from any bank accounts, credit card accounts, financial institutions, or payment processors on your behalf. All financial information within the Service — including subscription amounts, renewal dates, and billing frequency — is entered manually by you and is not sourced from or verified against any external financial account or institution.
We do not guarantee the accuracy, completeness, or timeliness of any financial or subscription information displayed in the Service, including calculated totals, summaries, and analytics. Such information is derived solely from data you provide and should not be relied upon as a substitute for your own financial records or professional financial advice. You agree that you will not rely on the Service as your sole source of truth for financial or subscription information, and that you remain responsible for verifying all information independently.
The Service may include experimental or beta features that are provided as-is and may change, be limited in functionality, or be discontinued at any time without notice.
The Service does not provide financial, tax, or legal advice. Any information provided through the Service should not be considered professional advice. Users are responsible for their own financial decisions. The Service does not guarantee financial savings, cost reductions, or any particular financial outcome resulting from use of the Service.
The Service may provide reminders or notifications related to subscription renewals. However, Brisky Business, LLC does not guarantee that notifications will always be delivered or received before a renewal occurs. Notification delivery may be affected by factors outside our control, including:
Users remain solely responsible for monitoring their financial accounts and subscription obligations. Brisky Business, LLC is not responsible for missed subscription charges or financial losses resulting from missed or delayed reminders.
Certain features of the Service may require a paid subscription. Payments may be processed through:
Billing terms, refunds, and subscription cancellations are governed by the respective payment provider's terms and policies. We do not store payment card information. If your account is terminated by us for violation of these Terms, you will not be entitled to a refund of any prepaid fees except as required by applicable law or the applicable payment provider's policies.
We reserve the right to change our pricing or subscription plans at any time. We will provide at least 30 days' advance notice of material price increases via email or in-app notification before changes take effect. Your continued use of paid features after the effective date of a price change constitutes your acceptance of the updated pricing.
The Service may display brand names, trademarks, logos, or service marks belonging to third-party companies. These marks are used solely to help users identify subscription services they track. All trademarks remain the property of their respective owners.
The appearance of any brand name or logo within the Service does not imply affiliation, endorsement, partnership, or sponsorship between those companies and Brisky Business, LLC. Known is an independent application and is not affiliated with any subscription service tracked within the app.
The Service or our website may contain links to third-party websites or services. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party sites or services. We encourage you to review the terms and privacy policies of any third-party services you access through or in connection with the Service.
If a trademark owner believes their mark is being used improperly, they may contact [email protected].
Certain features of the Service may use automated systems or artificial intelligence technologies to assist with categorizing subscription services or organizing user-provided data. These automated systems analyze information provided by users in order to generate suggested categories.
AI-generated results may be inaccurate or incomplete. Results generated by automated systems are provided for convenience only. You may review, modify, or override any automated categorization at any time within the application. Users remain responsible for reviewing and confirming the accuracy of their subscription data. Brisky Business, LLC makes no guarantees regarding the accuracy of automated classifications.
You agree not to use the Service to:
You may not access or interact with the Service using automated systems except as expressly permitted by Brisky Business, LLC. Prohibited automated activity includes but is not limited to:
You also agree not to circumvent security measures or rate limits, attempt to extract data from the Service, or interfere with system performance. We reserve the right to block IP addresses, revoke access tokens, suspend accounts, or otherwise restrict access in response to abusive behavior.
We reserve the right to refuse service, suspend access, or limit functionality to any user at our sole discretion, including where we believe such action is necessary to protect the Service, other users, or our business interests.
We reserve the right to modify, suspend, or discontinue the Service or any feature or portion thereof at any time, with or without notice. We will not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.
We may suspend or terminate your account at any time, with or without notice, if we determine that you have violated these Terms or otherwise abused the Service. You may terminate your account at any time through the settings screen within the application or by contacting us at [email protected].
Upon termination for any reason, your right to access and use the Service will immediately cease. Sections of these Terms that by their nature should survive termination — including but not limited to Intellectual Property, Disclaimer of Warranties, Limitation of Liability, Indemnification, Dispute Resolution, and Governing Law — will survive.
All software, design, and content associated with the Service are owned by Brisky Business, LLC or its licensors. You may not reproduce, distribute, or modify any part of the Service without our prior written permission. Nothing in these Terms transfers any intellectual property rights to you.
By submitting content to the Service — including subscription names, notes, labels, and other information you enter — you grant Brisky Business, LLC a non-exclusive, worldwide, royalty-free license to store, process, and display that content solely as necessary to provide the Service to you. You retain ownership of your content. This license terminates when you delete the relevant content or your account.
If you submit feedback, suggestions, bug reports, or feature requests to us through any channel, you grant Brisky Business, LLC the right to use such feedback for any purpose without compensation, attribution, or any obligation to you.
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, BRISKY BUSINESS, LLC EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WE DO NOT WARRANT THE ACCURACY, COMPLETENESS, OR RELIABILITY OF ANY CONTENT OR INFORMATION OBTAINED THROUGH THE SERVICE.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, BRISKY BUSINESS, LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO FINANCIAL LOSSES RELATED TO MISSED SUBSCRIPTION RENEWALS, LOST DATA, LOSS OF PROFITS, OR LOSS OF GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICE.
IN NO EVENT SHALL OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE EXCEED THE GREATER OF (A) THE TOTAL AMOUNTS YOU PAID TO US IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100). THE EXISTENCE OF MORE THAN ONE CLAIM WILL NOT ENLARGE THIS LIMIT.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU IN FULL.
You agree to defend, indemnify, and hold harmless Brisky Business, LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with: (a) your access to or use of the Service; (b) your violation of these Terms; (c) your violation of any third-party right, including any intellectual property right or privacy right; or (d) any content you submit to or through the Service. We reserve the right to assume exclusive control of any matter subject to indemnification by you, in which case you agree to cooperate with our defense of such claim.
We may update these Terms periodically. When we make material changes, we will notify you by email (at the address associated with your account) or through a prominent notice within the application prior to the changes taking effect. The updated effective date will be reflected at the top of this document. Your continued use of the Service after the effective date of any changes constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Service.
These Terms are governed by and construed in accordance with the laws of the State of Kansas, without regard to its conflict of law principles. Subject to the Dispute Resolution section below, you consent to the exclusive jurisdiction and venue of the state and federal courts located in Kansas for any disputes not subject to arbitration.
Please read this section carefully. It affects your legal rights.
Before initiating any formal dispute, you agree to contact us at [email protected] and provide a written description of the dispute, the relief sought, and the contact information for the person submitting the dispute. We will attempt to resolve the dispute informally within 30 days of receiving your notice.
If the dispute is not resolved informally, you and Brisky Business, LLC agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service — including questions about the validity, enforceability, or scope of this arbitration agreement — will be resolved exclusively through binding individual arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, rather than in court. The arbitration will be conducted in Kansas or, at your election, via videoconference. Judgment on any arbitration award may be entered in any court of competent jurisdiction.
For consumer arbitration claims that do not exceed $10,000, we will pay all AAA filing fees and administrative fees. For claims exceeding $10,000, fee allocation will be governed by the AAA Consumer Arbitration Rules. Each party is responsible for its own attorneys' fees unless the arbitrator determines that a claim or defense was frivolous or brought in bad faith.
YOU AND BRISKY BUSINESS, LLC AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. Further, the arbitrator may not consolidate more than one person's claims and may not otherwise preside over any form of class or representative proceeding.
Notwithstanding the above, either party may bring an individual action in small claims court, and either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent actual or threatened infringement, misappropriation, or violation of intellectual property rights.
You may opt out of the arbitration agreement by notifying us in writing within 30 days of first accepting these Terms. Your opt-out notice must be sent to [email protected] with the subject line "Arbitration Opt-Out." Opting out does not affect any other provision of these Terms.
The Service is based in the United States and is subject to U.S. export control and economic sanctions laws and regulations. By using the Service, you represent and warrant that: (a) you are not located in, and are not a national or resident of, any country to which the United States has embargoed goods or services; (b) you are not identified on any U.S. government list of prohibited or restricted parties, including the Office of Foreign Assets Control (OFAC) Specially Designated Nationals list or the U.S. Commerce Department's Entity List; and (c) you will not use the Service in violation of any applicable export control or sanctions law or regulation. We reserve the right to restrict access to the Service from any jurisdiction at our discretion.
We will not be liable for any failure or delay in performing our obligations under these Terms where such failure or delay results from causes beyond our reasonable control, including acts of God, natural disasters, pandemic, war, terrorism, labor disputes, power failures, internet or telecommunications outages, or actions of third-party service providers.
If any provision of these Terms is found to be unenforceable or invalid under applicable law, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will continue in full force and effect.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of that right or provision. A waiver of any provision will only be effective if made in writing and signed by an authorized representative of Brisky Business, LLC.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Brisky Business, LLC with respect to the Service and supersede all prior or contemporaneous communications, agreements, or understandings, whether written or oral, regarding the Service.
You may not assign or transfer these Terms or any rights or obligations hereunder without our prior written consent. We may assign these Terms freely, including in connection with a merger, acquisition, or sale of all or substantially all of our assets, without restriction or notice to you.
Questions regarding these Terms may be sent to:
Brisky Business, LLC
Email: [email protected]
Mailing Address: Brisky Business, LLC, 2125 Terrace Rd, Lawrence, Kansas 66049